About Us

Rural Development Bank provides affordable financial inclusion solutions for rural communities. The Equiticard mobile payment platform provides unparalleled mobile payment and bill paying transaction functions which are linked to Internet banking and chip card which can be used in ATM and POS.

The Rural Development Bank in incorporated within the InnoTaxi, InnoCourier, InnoEat and Collect Depot Branches that are located in major towns in rural areas. The Rural Development Bank micro-branch provides ATMs with cash recycling technology to support the Branch and to act as the Hub for deposits to Retail POS Agents.

The Rural Development Bank in integrally involved with InnoCourier which actively markets POS terminals to establish an extensive network of Retail POS Agents.

Rural Development Bank is a division of the Innohabitat Group. Innohabitat Ltd (10269435) incorporated in the United Kingdom.

Innohabitat is an international property developer and has commenced the world’s first chain of branded affordable sustainable townships in emerging markets.  The community developments incorporate a dry port free trade zone, solar farm power plant and integrate affordable public transport infrastructure.

Innoauto has designed a niche range of robust public transportation vehicles specially engineered for reliability and rough road conditions.  These vehicles have been packaged and made available as business opportunities through Innoauto Transport Association.

Innoauto Transport Association (ITA) fosters entrepreneurial development by facilitating highly innovative funding options such as the ITA advertising loan at 0% interest to enable owner drivers to operate under the brand, infrastructure, management and corporate image of Innotaxi, InnoCourier & InnoEat.  In addition, Collect Depot enhances the InnoCourier infrastructure as it receives online and offline parcels sent so they can be delivered or collected at a convent time before work, after work, at lunchtime or on the weekend as Collect Depot is open 7 Days a Week.  Furthermore, ITA has secured backing from a fund to provide a guarantee to act as guarantor for the local bank to assist the driver to obtain a loan. In addition, ITA has also conceived the Buy2Lease Remittance System primarily to empower single parents and to provide skills training and sustainable long term employment through funding vehicles for long term haulage contracts for the mining industry.